It's a New Year . . . right?

Remember how confident you were just a few weeks ago when writing out all those so-called "New Year's Resolutions?" How many of those are being attended to now that we're more than one week into the "new year"?
For someone like you, trying to save up for retirement, some really good resolutions/habits for the "new year" would include:

• packing a lunch vs. eating out
• making coffee at home vs. paying $5-10 a day at SBUX
• using coupons for essential purchases--try to use store PLUS manufacturer's coupons on coffee, paper towel, cleaners, toothpaste, etc.
• doing the paperwork to maximize the 401K, 403b, 457, etc. plan
• making your maximum IRA and/or Roth contribution for 2011 (you have a few months)